By Marcie Geffner
Your home’s market value is an important factor in a long list of financial decisions, including selling the home, refinancing your mortgage, borrowing against your equity, estimating your annual property tax bill, buying homeowner’s insurance, calculating the expected return on remodeling costs, managing your other investments, estate planning and so on. The trick is figuring out how much your home is worth — and remembering that how much you paid for it months or years ago isn’t relevant to its current market value. It’s not a bad idea to gather information from several sources and compare the findings, rather than relying on just one approach to home valuation.
Here are four suggestions to start:
Call a couple of REALTORS®. Even if you’re not planning to sell your home right away, many REALTORS® will be willing to prepare a comparable market analysis (CMA) for you as a marketing service with the goal of getting your business whenever you decide to move. A CMA shows the prices of recently sold homes that are comparable to yours and the prices of comparable homes on the market. A market-savvy REALTOR® can give you a rough idea of what your home would be worth, given its size and condition and local market conditions.
Purchase a professional appraisal. Unlike a CMA, a professional appraisal is rarely free. However, the several hundred dollars you’ll pay for an appraisal, depending on size of your home and the complexity of the work, could be money well spent if you’re making a major financial decision that hinges on the value of your home. Appraisers rely on an in-person inspection of your home, recent sales of comparable homes and other data to arrive at an opinion of value. The appraiser’s report is a full-blown description of your home and the criteria used to formulate the valuation.
Go to neighborhood open houses. Open houses are a good opportunity to view comparable homes for sale in your neighborhood and chat with real estate professionals about the local real estate market. Two caveats: It’s not easy to be objective about your own home and you shouldn’t assume that the listing price on a for-sale necessarily reflects the home’s true market value. If you keep those points in mind, information gathered at open houses can be worth considering along with data from other sources.
Do research online. A number of Web sites offer home valuation information free or for a fee. The Home Values tool on REALTOR.com can show you what houses around yours have sold for recently.
Tip: Price per square foot is a time-honored method of real estate valuation and not a bad rule of thumb. However, it doesn’t account for a choice location, a move-in-ready home or personal criteria and you should factor in how the property was measured and whether the square footage includes the garage or other detached buildings on the property.
My name is Scott Grebner and I have been helping my clients realize their own personal real estate dreams. Real estate is a relationship-based business that works best when client relationships are built on trust and confidence. My goal is having clients be completely satisfied with the professional and caring service they have received.
The role of technology is rapidly changing how the real-estate market functions in this country today. Gerharter Realtors is embracing these new mediums of communication to better serve our customers. We have created our e-family to better place important information in your hands to help you with your housing needs. As a part of Gerharter Enterprises we have access to a broader range of additional services and resources to better assist you. Visit me at my Web Site, Blog, Facebook, Twitter, You Tube or Pinterest. Please check out our helpful resources on Sellers Tips, Buyers Tips, Foreclosure Tips, and Mortgage Tips. For a personal consultation please visit our Office.
It seems that the dream of past generations was to pay off a mortgage. The dream of today’s young families is to get one. I would love to hear from you, about your Real Estate Dreams and questions.
Email me at scott@gerharterrealtors.com.
Friday, March 29, 2013
5 stress-beating tips for home sellers
By Jay MacDonald of Bankrate.com
Are you desperately clinging to an unrealistic price for your home? Running through worst-case scenarios like a broken record in your head? You may be suffering from clinical stress induced by the real-estate market.
Want stress? Try selling your home today.
Two years ago, home sellers had it all. Multiple offers drove record-high home prices ever higher. Buyer financing was little more than an afterthought. The world was a seller’s oyster.
But the housing bust changed all that. In what has been termed a buyer’s market without buyers, home sellers find themselves trapped in extended servitude to the place they once called home. Sellers must keep their homes spit-shined, sanitized and stripped of any personal effects that might turn off picky buyers.
Lengthening DOMs — the real-estate agents’ shorthand for “days on market” — might more appropriately be spelled “DOOM,” as today’s sellers choose from three equally unpleasant scenarios:
· Stick with your price and endure the grinding effects of keeping up a show-ready home.
· Lower your price and take the financial hit to sell.
· Pull the old homestead off the block until the market improves, which could take years.
Today’s market has created unprecedented levels of seller stress that mirror symptoms of post-traumatic stress disorder, says Peter Lambrou, chairman of psychology at Scripps Memorial Hospital in La Jolla, Calif.
What’s your home worth?
“What’s different is the uncertainty factor,” he says. “In other times, when people decided they wanted to move, it was a fairly easy exit, usually because they had an intention or desire to move. They had positive expectation about where they were going.
“But when people are in distress or upside-down in their house, they’re not looking forward to moving, they’re doing it to prevent further chaos in their life. So oftentimes, they’re abandoning a home that they really had no intention of leaving. That’s much different than the typical home sale that people usually experience.”
Fantasy versus reality
To further feed seller frustration, plummeting housing prices have forced many homeowners to sell at a time when tightening mortgage underwriting makes it more difficult for buyers to get financing.
In some cases, the mortgage company itself quashes the sale by underappraising the property value, leaving an intractable cash chasm between buyer and seller.
“The uncertainty of that becomes even more powerful because now, with every month that goes by, you’re losing money,” Lambrou says.
Real-estate agent Gary Neubauer with Coldwell Banker in Fort Myers, Fla., has seen home prices in his market drop 21% to 35% in luxury gated communities and 50% overall during the past year. He says his sellers now live in one of two worlds: fantasy or reality.
“Sellers that are in fantasy have completely clouded themselves to what has really happened as far as prices,” he says. “They keep complaining that they’re on the market and nothing is happening. In reality, they’re on the market but they’re not in the market, because they’re so ridiculously priced.”
It has become equally tricky to avoid pricing a property too low in this unruly market, Neubauer says.
“It isn’t just ‘reduce the price to such a point that anybody would buy it.’ Even that isn’t working today,” he says. “It has to be priced in such a way that a potential buyer will recognize that the price is a good price, but also realize that the property is still a smart thing to buy.”
Michael Brodie, a luxury-home specialist with Keller Williams Realty in Plano, Texas, says seller fantasies also are commonplace in his market.
In particular, “The high end is experiencing slow times right now,” he says.
“I think a lot of high-end sellers are in denial,” he says. “They won’t accept the reality that obtaining jumbo loans is more difficult now, so there is not the trickle-up or buy-up from the market beneath them.”
Sellers in Plano need to remain realistic and understand that buyers can afford to be choosy today, he says.
“This is not a time to test the market, hoping, ‘Gosh, my house is so special that somebody will pay just whatever,’” Brodie says. “Buyers have a lot of choices out there and they’re being very selective and aggressive.”
After months in listing purgatory, what are most of his well-heeled clients inclined to do with a rancho grande?
“Take it off the market,” Brodie says. “But I don’t think the high-end market is going to come back for a while, so it’s not like you can take it off for three months and try again. They have to accept the reality of the market and make the move and move on, or be willing to wait, which in many cases could take years.”
Seller meltdown
Meanwhile, seller stress in all of its various forms continues to ripple through the real-estate landscape. Dallas Re/Max agent Ken Lampton reports working with buyers from hard-hit Las Vegas who assumed that an 80% offer was far too high for any property.
Widespread agent stress even prompted the National Association of Realtors last year to update the “Field Guide to Stress Management” page on its website.
Lambrou has clients who have suffered mental breakdowns and even divorce as a result of recent real-estate stress. The problem often arises from what psychologists term “catastrophizing,” in which those under extreme pressure magnify the negative impact or outcome.
“Research has shown that in circumstances of depression and anxiety, people overestimate the threat, the negative outcomes, and underestimate their resources — their job, their family, their social and professional networks,” he says.
Although people typically think of post-traumatic stress disorder as resulting from a life-threatening event, the magnitude of an imagined catastrophe eventually could “border on being a traumatic event,” Lambrou says.
“When people imagine the worst-case scenario of actually being put on the street, that could imprint as a trauma,” Lambrou says. “So in that regard, it could be on the order of a post-traumatic experience.”
Neubauer, however, says he doesn’t see us becoming a nation of real-estate basket cases. In fact, he say the current catharsis might even prove healthy.
“I think people are evaluating what is really important in life,” he says. “I think we were a country of people that got a little bit paunchy and a little bit habit-driven, and now we’re coming to terms with what and who is really important to us.”
My name is Scott Grebner and I have been helping my clients realize their own personal real estate dreams. Real estate is a relationship-based business that works best when client relationships are built on trust and confidence. My goal is having clients be completely satisfied with the professional and caring service they have received.
The role of technology is rapidly changing how the real-estate market functions in this country today. Gerharter Realtors is embracing these new mediums of communication to better serve our customers. We have created our e-family to better place important information in your hands to help you with your housing needs. As a part of Gerharter Enterprises we have access to a broader range of additional services and resources to better assist you. Visit me at my Web Site, Blog, Facebook, Twitter, You Tube or Pinterest. Please check out our helpful resources on Sellers Tips, Buyers Tips, Foreclosure Tips, and Mortgage Tips. For a personal consultation please visit our Office.
It seems that the dream of past generations was to pay off a mortgage. The dream of today’s young families is to get one. I would love to hear from you, about your Real Estate Dreams and questions.
Email me at scott@gerharterrealtors.com.
Are you desperately clinging to an unrealistic price for your home? Running through worst-case scenarios like a broken record in your head? You may be suffering from clinical stress induced by the real-estate market.
Want stress? Try selling your home today.
Two years ago, home sellers had it all. Multiple offers drove record-high home prices ever higher. Buyer financing was little more than an afterthought. The world was a seller’s oyster.
But the housing bust changed all that. In what has been termed a buyer’s market without buyers, home sellers find themselves trapped in extended servitude to the place they once called home. Sellers must keep their homes spit-shined, sanitized and stripped of any personal effects that might turn off picky buyers.
Lengthening DOMs — the real-estate agents’ shorthand for “days on market” — might more appropriately be spelled “DOOM,” as today’s sellers choose from three equally unpleasant scenarios:
· Stick with your price and endure the grinding effects of keeping up a show-ready home.
· Lower your price and take the financial hit to sell.
· Pull the old homestead off the block until the market improves, which could take years.
Today’s market has created unprecedented levels of seller stress that mirror symptoms of post-traumatic stress disorder, says Peter Lambrou, chairman of psychology at Scripps Memorial Hospital in La Jolla, Calif.
What’s your home worth?
“What’s different is the uncertainty factor,” he says. “In other times, when people decided they wanted to move, it was a fairly easy exit, usually because they had an intention or desire to move. They had positive expectation about where they were going.
“But when people are in distress or upside-down in their house, they’re not looking forward to moving, they’re doing it to prevent further chaos in their life. So oftentimes, they’re abandoning a home that they really had no intention of leaving. That’s much different than the typical home sale that people usually experience.”
Fantasy versus reality
To further feed seller frustration, plummeting housing prices have forced many homeowners to sell at a time when tightening mortgage underwriting makes it more difficult for buyers to get financing.
In some cases, the mortgage company itself quashes the sale by underappraising the property value, leaving an intractable cash chasm between buyer and seller.
“The uncertainty of that becomes even more powerful because now, with every month that goes by, you’re losing money,” Lambrou says.
Real-estate agent Gary Neubauer with Coldwell Banker in Fort Myers, Fla., has seen home prices in his market drop 21% to 35% in luxury gated communities and 50% overall during the past year. He says his sellers now live in one of two worlds: fantasy or reality.
“Sellers that are in fantasy have completely clouded themselves to what has really happened as far as prices,” he says. “They keep complaining that they’re on the market and nothing is happening. In reality, they’re on the market but they’re not in the market, because they’re so ridiculously priced.”
It has become equally tricky to avoid pricing a property too low in this unruly market, Neubauer says.
“It isn’t just ‘reduce the price to such a point that anybody would buy it.’ Even that isn’t working today,” he says. “It has to be priced in such a way that a potential buyer will recognize that the price is a good price, but also realize that the property is still a smart thing to buy.”
Michael Brodie, a luxury-home specialist with Keller Williams Realty in Plano, Texas, says seller fantasies also are commonplace in his market.
In particular, “The high end is experiencing slow times right now,” he says.
“I think a lot of high-end sellers are in denial,” he says. “They won’t accept the reality that obtaining jumbo loans is more difficult now, so there is not the trickle-up or buy-up from the market beneath them.”
Sellers in Plano need to remain realistic and understand that buyers can afford to be choosy today, he says.
“This is not a time to test the market, hoping, ‘Gosh, my house is so special that somebody will pay just whatever,’” Brodie says. “Buyers have a lot of choices out there and they’re being very selective and aggressive.”
After months in listing purgatory, what are most of his well-heeled clients inclined to do with a rancho grande?
“Take it off the market,” Brodie says. “But I don’t think the high-end market is going to come back for a while, so it’s not like you can take it off for three months and try again. They have to accept the reality of the market and make the move and move on, or be willing to wait, which in many cases could take years.”
Seller meltdown
Meanwhile, seller stress in all of its various forms continues to ripple through the real-estate landscape. Dallas Re/Max agent Ken Lampton reports working with buyers from hard-hit Las Vegas who assumed that an 80% offer was far too high for any property.
Widespread agent stress even prompted the National Association of Realtors last year to update the “Field Guide to Stress Management” page on its website.
Lambrou has clients who have suffered mental breakdowns and even divorce as a result of recent real-estate stress. The problem often arises from what psychologists term “catastrophizing,” in which those under extreme pressure magnify the negative impact or outcome.
“Research has shown that in circumstances of depression and anxiety, people overestimate the threat, the negative outcomes, and underestimate their resources — their job, their family, their social and professional networks,” he says.
Although people typically think of post-traumatic stress disorder as resulting from a life-threatening event, the magnitude of an imagined catastrophe eventually could “border on being a traumatic event,” Lambrou says.
“When people imagine the worst-case scenario of actually being put on the street, that could imprint as a trauma,” Lambrou says. “So in that regard, it could be on the order of a post-traumatic experience.”
Neubauer, however, says he doesn’t see us becoming a nation of real-estate basket cases. In fact, he say the current catharsis might even prove healthy.
“I think people are evaluating what is really important in life,” he says. “I think we were a country of people that got a little bit paunchy and a little bit habit-driven, and now we’re coming to terms with what and who is really important to us.”
My name is Scott Grebner and I have been helping my clients realize their own personal real estate dreams. Real estate is a relationship-based business that works best when client relationships are built on trust and confidence. My goal is having clients be completely satisfied with the professional and caring service they have received.
The role of technology is rapidly changing how the real-estate market functions in this country today. Gerharter Realtors is embracing these new mediums of communication to better serve our customers. We have created our e-family to better place important information in your hands to help you with your housing needs. As a part of Gerharter Enterprises we have access to a broader range of additional services and resources to better assist you. Visit me at my Web Site, Blog, Facebook, Twitter, You Tube or Pinterest. Please check out our helpful resources on Sellers Tips, Buyers Tips, Foreclosure Tips, and Mortgage Tips. For a personal consultation please visit our Office.
It seems that the dream of past generations was to pay off a mortgage. The dream of today’s young families is to get one. I would love to hear from you, about your Real Estate Dreams and questions.
Email me at scott@gerharterrealtors.com.
13 Tips for Selling Your Home
By Tara-Nicholle Nelson from readersdigest.com
We’ve all heard about how “bad” the real estate market is. But what’s bad for sellers can be good for buyers, and these days, savvy buyers are out in spades trying to take advantage of the buyer’s market. Here are 13 thing you can do to help sell your house.
1. Audit your agent’s online marketing. 92% of homebuyers start their house hunt online, and they will never even get in the car to come see your home if the online listings aren’t compelling. In real estate, compelling means pictures! A study by Trulia.com shows that listings with more than 6 pictures are twice as likely to be viewed by buyers as listings that had fewer than 6 pictures.
2. Post a video love letter about your home on YouTube. Get a $125 FlipCam and walk through your home AND your neighborhood, telling prospective buyers about the best bits – what your family loved about the house, your favorite bakery or coffee shop that you frequented on Saturday mornings, etc. Buyers like to know that a home was well-loved, and it helps them visualize living a great life there, too.
3. Let your neighbors choose their neighbors. If you belong to neighborhood online message boards or email lists, send a link to your home’s online listing to your neighbors. Also, invite your neighbors to your open house – turn it into a block party. That creates opportunities for your neighbors to sell the neighborhood to prospective buyers and for your neighbors to invite house hunters they know who have always wanted to live in the area.
4. Facebook your home’s listing. Facebook is the great connector of people these days. If you have 200 friends and they each have 200 friends, imagine the power of that network in getting the word out about your house!
5. Leave some good stuff behind. We’ve all heard about closing cost credits, but those are almost so common now that buyers expect them – they don’t really distinguish your house from any of the other homes on the market anymore. What can distinguish your home is leaving behind some of your personal property, ideally items that are above and beyond what the average homebuyer in your home’s price range would be able to afford. That may be stainless steel kitchen appliances or a plasma screen TV, or it might be a golf cart if your home is on a golf course.
6. Beat the competition with condition. In many markets, much of the competition is low-priced foreclosures and short sales. As an individual homeowner, the way you can compete is on condition. Consider having a termite inspection in advance of listing your home, and get as many of the repairs done as you can – it’s a major selling point to be able to advertise a very low or non-existent pest repair bill. Also, make sure that the little nicks and scratches, doorknobs that don’t work, and wonky handles are all repaired before you start showing your home.
7. Stage the exterior of your home too. Stage the exterior with fresh paint, immaculate landscaping and even outdoor furniture to set up a Sunday brunch on the deck vignette. Buyers often fantasize about enjoying their backyards by entertaining and spending time outside.
8. Access is essential. Homes that don’t get shown don’t get sold. And many foreclosures and short sale listings are vacant, so they can be shown anytime. Don’t make it difficult for agents to get their clients into your home – if they have to make appointments way in advance, or can only show it during a very restrictive time frame, they will likely just cross your place off the list and go show the places that are easy to get into.
9. Get real about pricing. Today’s buyers are very educated about the comparable sales in the area, which heavily influence the fair market value of your home. And they also know that they’re in the driver’s seat. To make your home competitive, have your broker or agent get you the sales prices of the three most similar homes that have sold in your area in the last month or so, then try to go 10-15% below that when you set your home’s list price. The homes that look like a great deal are the ones that get the most visits from buyers and, on occasion even receive multiple offers. (Bidding wars do still exist!)
10. Get clued into your competition. Work with your broker or agent to get educated about the price, type of sale and condition of the other homes your home is up against. Attend some open houses in your area and do a real estate reality check: know that buyers that see your home will see those homes, too – make sure the real-time comparison will come out in your home’s favor by ensuring the condition of your home is up to par.
11. De-personalize. Do this – pretend you’re moving out. Take all the things that make your home “your” personal sanctuary (e.g., family photos, religious décor and kitschy memorabilia), pack them up and put them in storage. Buyers want to visualize your house being their house – and it’s difficult for them to do that with all your personal items marking the territory as yours.
12. De-clutter. Keep the faux-moving in motion. Pack up all your tchotchkes, anything that is sitting on top of a countertop, table or other flat surfaces. Anything that you haven’t used in at least a year? That goes, too. Give away what you can, throw away as much as possible of what remains, and then pack the rest to get it ready to move.
13. Listen to your agent. If you find an experienced real estate agent to list your home, who has a successful track record of selling homes in your area, listen to their recommendations! Find an agent you trust and follow their advice as often as you can.
My name is Scott Grebner and I have been helping my clients realize their own personal real estate dreams. Real estate is a relationship-based business that works best when client relationships are built on trust and confidence. My goal is having clients be completely satisfied with the professional and caring service they have received.
The role of technology is rapidly changing how the real-estate market functions in this country today. Gerharter Realtors is embracing these new mediums of communication to better serve our customers. We have created our e-family to better place important information in your hands to help you with your housing needs. As a part of Gerharter Enterprises we have access to a broader range of additional services and resources to better assist you. Visit me at my Web Site, Blog, Facebook, Twitter, You Tube or Pinterest. Please check out our helpful resources on Sellers Tips, Buyers Tips, Foreclosure Tips, and Mortgage Tips. For a personal consultation please visit our Office.
It seems that the dream of past generations was to pay off a mortgage. The dream of today’s young families is to get one. I would love to hear from you, about your Real Estate Dreams and questions.
Email me at scott@gerharterrealtors.com.
We’ve all heard about how “bad” the real estate market is. But what’s bad for sellers can be good for buyers, and these days, savvy buyers are out in spades trying to take advantage of the buyer’s market. Here are 13 thing you can do to help sell your house.
1. Audit your agent’s online marketing. 92% of homebuyers start their house hunt online, and they will never even get in the car to come see your home if the online listings aren’t compelling. In real estate, compelling means pictures! A study by Trulia.com shows that listings with more than 6 pictures are twice as likely to be viewed by buyers as listings that had fewer than 6 pictures.
2. Post a video love letter about your home on YouTube. Get a $125 FlipCam and walk through your home AND your neighborhood, telling prospective buyers about the best bits – what your family loved about the house, your favorite bakery or coffee shop that you frequented on Saturday mornings, etc. Buyers like to know that a home was well-loved, and it helps them visualize living a great life there, too.
3. Let your neighbors choose their neighbors. If you belong to neighborhood online message boards or email lists, send a link to your home’s online listing to your neighbors. Also, invite your neighbors to your open house – turn it into a block party. That creates opportunities for your neighbors to sell the neighborhood to prospective buyers and for your neighbors to invite house hunters they know who have always wanted to live in the area.
4. Facebook your home’s listing. Facebook is the great connector of people these days. If you have 200 friends and they each have 200 friends, imagine the power of that network in getting the word out about your house!
5. Leave some good stuff behind. We’ve all heard about closing cost credits, but those are almost so common now that buyers expect them – they don’t really distinguish your house from any of the other homes on the market anymore. What can distinguish your home is leaving behind some of your personal property, ideally items that are above and beyond what the average homebuyer in your home’s price range would be able to afford. That may be stainless steel kitchen appliances or a plasma screen TV, or it might be a golf cart if your home is on a golf course.
6. Beat the competition with condition. In many markets, much of the competition is low-priced foreclosures and short sales. As an individual homeowner, the way you can compete is on condition. Consider having a termite inspection in advance of listing your home, and get as many of the repairs done as you can – it’s a major selling point to be able to advertise a very low or non-existent pest repair bill. Also, make sure that the little nicks and scratches, doorknobs that don’t work, and wonky handles are all repaired before you start showing your home.
7. Stage the exterior of your home too. Stage the exterior with fresh paint, immaculate landscaping and even outdoor furniture to set up a Sunday brunch on the deck vignette. Buyers often fantasize about enjoying their backyards by entertaining and spending time outside.
8. Access is essential. Homes that don’t get shown don’t get sold. And many foreclosures and short sale listings are vacant, so they can be shown anytime. Don’t make it difficult for agents to get their clients into your home – if they have to make appointments way in advance, or can only show it during a very restrictive time frame, they will likely just cross your place off the list and go show the places that are easy to get into.
9. Get real about pricing. Today’s buyers are very educated about the comparable sales in the area, which heavily influence the fair market value of your home. And they also know that they’re in the driver’s seat. To make your home competitive, have your broker or agent get you the sales prices of the three most similar homes that have sold in your area in the last month or so, then try to go 10-15% below that when you set your home’s list price. The homes that look like a great deal are the ones that get the most visits from buyers and, on occasion even receive multiple offers. (Bidding wars do still exist!)
10. Get clued into your competition. Work with your broker or agent to get educated about the price, type of sale and condition of the other homes your home is up against. Attend some open houses in your area and do a real estate reality check: know that buyers that see your home will see those homes, too – make sure the real-time comparison will come out in your home’s favor by ensuring the condition of your home is up to par.
11. De-personalize. Do this – pretend you’re moving out. Take all the things that make your home “your” personal sanctuary (e.g., family photos, religious décor and kitschy memorabilia), pack them up and put them in storage. Buyers want to visualize your house being their house – and it’s difficult for them to do that with all your personal items marking the territory as yours.
12. De-clutter. Keep the faux-moving in motion. Pack up all your tchotchkes, anything that is sitting on top of a countertop, table or other flat surfaces. Anything that you haven’t used in at least a year? That goes, too. Give away what you can, throw away as much as possible of what remains, and then pack the rest to get it ready to move.
13. Listen to your agent. If you find an experienced real estate agent to list your home, who has a successful track record of selling homes in your area, listen to their recommendations! Find an agent you trust and follow their advice as often as you can.
My name is Scott Grebner and I have been helping my clients realize their own personal real estate dreams. Real estate is a relationship-based business that works best when client relationships are built on trust and confidence. My goal is having clients be completely satisfied with the professional and caring service they have received.
The role of technology is rapidly changing how the real-estate market functions in this country today. Gerharter Realtors is embracing these new mediums of communication to better serve our customers. We have created our e-family to better place important information in your hands to help you with your housing needs. As a part of Gerharter Enterprises we have access to a broader range of additional services and resources to better assist you. Visit me at my Web Site, Blog, Facebook, Twitter, You Tube or Pinterest. Please check out our helpful resources on Sellers Tips, Buyers Tips, Foreclosure Tips, and Mortgage Tips. For a personal consultation please visit our Office.
It seems that the dream of past generations was to pay off a mortgage. The dream of today’s young families is to get one. I would love to hear from you, about your Real Estate Dreams and questions.
Email me at scott@gerharterrealtors.com.
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